Help & Advice

  • Advice for nannies
  • Last updated 24 August 2023

National Insurance number

As a nanny, you may wonder why you need a National Insurance Number (NIN) and how to get one. In this article, we will explain the importance of having an NIN and guide you through the process of obtaining one.

What is a National Insurance Number?

A National Insurance Number is a unique identifier assigned to every person in the United Kingdom who is over the age of 16 and pays National Insurance contributions. It is a combination of letters and numbers that is used to keep track of your tax and National Insurance contributions.

Why do you need a National Insurance Number as a Nanny?

As a nanny, you will likely be employed by a family to look after their children. If you are working legally, you will need to pay National Insurance contributions on your earnings. You will also need to pay income tax if you earn above a certain threshold. Your NIN will help HM Revenue and Customs (HMRC) keep track of your contributions and ensure that you are paying the correct amount of tax.

Additionally, having a NIN will allow you to access certain benefits, such as the State Pension, if you meet the eligibility criteria. It can also be used as proof of your identity when opening a bank account, applying for a loan or credit card, or renting a property.

How to Get a National Insurance Number

Getting a National Insurance Number is a straightforward process. Here are the steps you need to follow:

Step 1: Apply for a NIN interview

To apply for a National Insurance Number, you need to call the National Insurance number application line on 0800 141 2075 (Monday to Friday, 8 am to 6 pm). The call is free, and you will be asked to provide your name, address, and contact details.

You will then be sent a letter with the date and time of your NIN interview. The interview will usually take place over the phone and will last around 20 to 30 minutes.

Step 2: Prepare for the NIN interview

Before the interview, you should gather all the relevant documents, such as your passport or identity card, proof of your address (e.g., a utility bill), and your employment details (e.g., your contract). Make sure you have these documents to hand during the interview.

Step 3: Attend the NIN interview

During the interview, you will be asked a series of questions about your personal details, employment status, and National Insurance history (if applicable). You may also be asked about your future employment plans and whether you have any dependents.

Step 4: Receive your National Insurance Number

After the interview, you will receive your National Insurance Number in the post within 15 working days. Keep your NIN safe and make sure to quote it whenever you start a new job or access any government services.

In conclusion, having a National Insurance Number is essential for any nanny working legally in the UK. It will help you pay the correct amount of National Insurance and income tax, access government benefits, and prove your identity when needed. The process of obtaining a NIN is simple and straightforward, so make sure to apply for one as soon as possible.

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